Earn on USDC and USDT
Deposit stablecoins into Loomzk's lending pool. New loans are funded from it first, and depositors earn the interest borrowers pay.
How depositors are protected
- • Every loan is backed by SOL worth at least 2× what was borrowed, locked in its own on-chain escrow.
- • If a pool-funded loan is seized or not repaid, Loomzk's treasury pays the pool everything the loan still owes and takes the SOL. Depositors are repaid in full; Loomzk carries the SOL price risk.
- • Depositors earn 90% of the interest on pool-funded loans; Loomzk keeps 10%.
- • You can withdraw whatever the pool isn't currently lending out. Lent-out money returns as borrowers repay. If the treasury can't buy out a loan, settling it waits until it can, so withdrawals of that part can be delayed.